Keep your current first mortgage. Access your equity differently.
Second mortgage options for homeowners

Need cash but don’t want to refinance your low-rate mortgage?

Access your home’s equity through a second mortgage while keeping your existing first mortgage intact.

  • Access $150,000–$500,000+
  • Keep your current low-rate first mortgage
  • Self-employed borrowers welcome
  • FICOs as low as 680
  • Up to 90% CLTV

Before you replace a low-rate first mortgage with a full refinance, watch this first. You may be able to keep your low-rate mortgage, access equity without refinancing, and get cash without replacing your current loan.

Loan Brook, Inc. • NMLS #1067721. Informational purposes only. Not a loan approval, guarantee, or commitment to lend.

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Loan Brook, Inc.

Trusted Mortgage Guidance Without The Bank Runaround

With over 20 years in the mortgage industry, Zevi Shafran has helped borrowers explore financing options when traditional banks fall short. Whether you’re self-employed, need access to equity, or want to keep your low-rate mortgage, we’ll review your options and help determine if a second mortgage makes sense.

Read the Google reviews
Why this matters

Why Homeowners Choose A Second Mortgage

If your first mortgage has a great rate, a second mortgage can help you access cash without starting over on the loan you already have.

1

Keep Your Existing Low Rate

Access equity without replacing your current mortgage.

2

Access Cash For Major Expenses

Use funds for debt consolidation, home improvements, investments, or other financial goals.

3

Self-Employed Friendly

Alternative documentation options may be available.

4

Avoid Starting Over

Maintain the terms of your current mortgage while accessing additional funds.

Equity access range
$150K–$500K+Typical second mortgage range
How much can I get?

How Much Equity Can You Access?

Typical loan amounts range from $150,000 to $500,000+, depending on property value, existing mortgage balance, credit profile, and other factors.

Next step

Book Your Private Mortgage Review

In a quick review, we’ll discuss your property, existing mortgage, and goals to determine whether a second mortgage may be an option.

There is no obligation and no pressure. You’ll leave with a better understanding of your available options.

  • Keep your low-rate first mortgage
  • Explore available equity
  • Review qualification options
  • Get answers directly from Zevi
Prefer to call?818.697.8220