Terms and Conditions
Our Terms and Conditions were last updated on 10/5/2025.
Please read these terms carefully before purchasing our courses.
HI THERE
Welcome to our Terms and Conditions! These boxes aren’t legally binding, you can use them as an aid for understanding the legal language.
Article 1: General
By accessing or using this website (the “Site”), you agree to be bound by these Terms and Conditions, our Privacy Policy, and any additional terms that may apply to specific sections of the Site or to products and services offered by Loan Brook, Inc.
Your use of the Site — whether through manual or automated means — constitutes your acceptance of these Terms of Service and your agreement to comply with all applicable rules and policies.
If you do not agree to these terms, you should not use the Site.
Article 1a: Age limit
Loan Brook, Inc. does not permit individuals under the age of 18 to access or use the Service. We make every effort to restrict access to our websites, products, and services by minors. While our content is not inappropriate in nature, it is intended for a mature audience capable of understanding the responsibilities and implications of operating within the business and lending industry.
If it is discovered that a subscriber or customer does not meet this age requirement, their access will be revoked and they will be promptly removed from our database. Any related payments will be refunded, and a return of any associated product(s) will be required.
Article 2: Placing Order
By placing an order for any products or services through the Site, you represent and warrant that you are legally capable of entering into a binding contract and meet all eligibility requirements, including being at least 18 years of age.
Article 3: Price
All prices are listed in U.S. dollars and do not include shipping or processing fees, which may be applied at checkout. Loan Brook, Inc. reserves the right to change product or service pricing at any time. However, the price charged will be the price in effect at the time the order is placed.
Article 4: Your information
When placing an order through the Service, you may be required to provide certain information relevant to your purchase, including but not limited to: your name, email address, phone number, credit card number, expiration date, billing address, and shipping information.
By submitting this information, you represent and warrant that:
(i) You are legally authorized to use the payment method provided (credit card, debit card, or otherwise); and
(ii) The information you provide is accurate, current, and complete.
By placing an order, you also grant us the right to share this information with trusted third-party payment processors as necessary to complete the transaction.
Article 5: Payment
Payment is due immediately upon placing your order, including for any pre-order products.
We accept a variety of payment methods, including Visa, MasterCard, American Express, Affinity Card, and online payment services such as PayPal.
All payment cards are subject to standard authorization and validation checks by the card issuer. If authorization is not received, your order will not be processed, and Loan Brook, Inc. will not be held liable for any resulting delay or non-delivery.
Article 6: Delivery
All products and services offered by the Part-Time Lender Academy are delivered electronically. Upon successful payment, you will receive access credentials or download instructions via the email address provided at checkout.
Please ensure your email address is entered correctly, as we are not responsible for delays or delivery failures caused by incorrect contact information.
Once access is granted or materials are delivered, the responsibility for safeguarding your access lies with you. If you experience any issues accessing your content, please contact our support team, and we’ll work to resolve it promptly.
Article 7: Changes to these Terms and Conditions
We reserve the right, at our sole discretion, to modify or update these Terms and Conditions at any time. If any changes are deemed material, we will make reasonable efforts to provide at least 14 days’ notice prior to the changes taking effect. What constitutes a material change will be determined solely by Loan Brook, Inc.
By continuing to access or use the Site and Services after any revisions become effective, you agree to be bound by the updated Terms. If you do not agree to the new terms, in whole or in part, you must discontinue use of the Site and Services immediately.
Article 8: Refund Policy
Refund Policy: All sales for the Part-Time Lender Academy are final. We do not offer refunds, and here’s why:
This course is the result of over a decade of real-world lending experience, thoughtfully packaged into a practical, step-by-step curriculum. It includes proprietary tools, forms, and insider knowledge — the same resources we use in our own transactions to originate residential and commercial loans.
We’ve priced the course with intention. In most cases, a single processing fee on a commercial deal can exceed the full course cost — and just one closed loan with a 1% commission could provide an exceptional return on your investment. Put simply: if you apply what you learn, you should see a meaningful ROI.
If you're not quite ready to commit, we encourage you to explore our free educational content on YouTube until you're confident in your decision to begin your journey into residential or commercial lending.
Article 9: No Guarantee of Success
At the Part-Time Lender Academy, our mission is to equip you with the tools, strategies, and insider knowledge needed to succeed in the world of residential and commercial lending. The course is built on real experience and designed to help you take action with clarity and confidence.
However, it’s important to understand that we do not make any guarantees regarding individual success or results from purchasing this course.
Success in lending—like in any profession—is highly dependent on factors such as your effort, consistency, time investment, and how you apply the material provided. Everyone’s circumstances, work ethic, and dedication are different, and these variables directly impact the outcomes you may achieve.
By enrolling, you acknowledge that your results are your responsibility, and that any achievements depend on how effectively you implement what you’ve learned. While we’re committed to providing valuable education and ongoing support, we cannot guarantee any specific financial or professional outcome.
We encourage you to enter the program with a growth mindset, ready to learn and take action. We’re here to guide you, but it’s your dedication and persistence that will ultimately determine your success.
Article 10: Hold Harmless Clause
By accessing and using the Part-Time Lender Academy (“the Academy”), you agree to indemnify, defend, and hold harmless Loan Brook, Inc., along with its affiliates, instructors, employees, and representatives, from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney’s fees) arising out of or related to:
Your use or misuse of the Academy’s content, materials, or services;
Any violation of these terms and conditions;
Any breach of applicable laws or regulations;
Any infringement of third-party rights.
You understand and acknowledge that the Academy provides educational content only, and does not make any guarantees, warranties, or assurances of success. While every effort is made to ensure the accuracy and relevance of the material, Loan Brook, Inc. makes no representations—express or implied—regarding completeness, reliability, or outcomes based on the use of such content.
Your decision to apply the information provided is made at your own discretion and risk. Loan Brook, Inc. shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of—or reliance on—any Academy materials.
Additionally, you agree to release Loan Brook, Inc. from any and all claims, demands, disputes, or damages arising from interactions with other users or third parties facilitated through the Academy platform.
This indemnification clause shall survive the termination or expiration of your participation in the Academy and shall be binding upon you, your heirs, successors, and assigns.
By continuing to access and use the Academy, you confirm that you have read, understood, and agreed to be bound by the above terms and conditions.
Article 11: Information about Loan Brook, Inc.
Loan Brook, Inc.
4774 Park Granada STE #8393
Calabasas, CA 91372
Info@LoanBrook.com