Terms and Conditions
Our Terms and Conditions were last updated on 5/1/2024.
Please read these terms carefully before purchasing our course.
HI THERE
Welcome to our Terms and Conditions! These boxes aren’t legally binding, you can use them as an aid for understanding the legal language.
Article 1: General
By using the Site, you agree to be bound by these Terms and Conditions and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Loan Brook, Inc.
Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
Article 1a: Age limit
Age restrictions apply: Loan Brook, Inc. does not permit those under 18 to use the Service. We do our best to restrict access to our sites, products and services to minors. Even if the content of our products and services is not of a shocking nature, we prefer to target a mature audience capable of understanding the implications and responsibilities of the business world.
Any subscriber who does not meet these criteria will be deleted from our database as soon as this is brought to our attention. Likewise, any customer who does not meet these criteria will be reimbursed immediately and a return of the product(s) concerned will be required.
Article 2: Placing Order
By placing an Order for Products through the Service, you warrant that you are legally capable of entering into binding contracts.
Article 3: Price
The prices are indicated in dollars, excluding the shipping and processing of your order. The price of items can be changed at any time. However, the price applied to an order will be the one stated at the time of the order.
Article 4: Your information
If You wish to place an Order for Products available on the Service, you may be asked to supply certain information relevant to your Order including, without limitation, your name, your email, your phone number, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.
You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or any other payment method(s) in connection with any Order; and that (ii) the information you supply to us is true, correct and complete.
By submitting such information, you grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of your order.
Article 5: Payment
Payment is due immediately on the date of the order, this includes pre-order products.
Payment can be made through any of the payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).
Payment cards (credit cards or debit cards) are subject to validation checks and authorization by your card issuer. If we do not receive the required authorization, we will not be liable for any delay or non-delivery of your order.
Article 6: Delivery
Delivery is made to the address you specified when placing your order (therefore, pay particular attention to the spelling of the address you enter and especially the postal code).
The risks will be your responsibility from the date on which the ordered products have left our premises. However, in the event of a lost package, we will do everything necessary so that you still receive your product or that you are reimbursed according to your warranty.
Article 7: Changes to these Terms and Conditions
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.
Article 8: Refund Policy
Refund Policy: Please note that refunds are not offered for the Part-Time Commercial Lender Academy. All sales are final, and here's why:
We've dedicated over a decade of knowledge and expertise to curate the course curriculum, which includes proprietary tools and forms essential for originating commercial loans. The information provided is the same as what we use in our own commercial lending endeavors.
Consider this: the processing fee for a single deal often exceeds the course fee, and earning just a 1% commission can provide a significant return on investment.
If you're not ready to make a purchase yet, we encourage you to explore our free content on our YouTube channel until you feel confident in your decision to pursue a career as a commercial loan officer. Best of luck on your journey!
Article 9: No Guarantee of Success
At the Part-Time Commercial Lender Academy, we are dedicated to sharing our expertise and experience to provide you with the tools and knowledge necessary to succeed in the field of commercial lending. However, it is important to understand that we do not offer any type of guarantee pertaining to the end user's success by purchasing our course.
Success in commercial lending, like in any other field, is highly individualized and depends on a variety of factors including, but not limited to, your personal effort, time, dedication, and the application of the skills and knowledge acquired from our course. Each individual's circumstances, work ethic, and commitment level are unique, and these play a significant role in the outcomes you may achieve.
By enrolling in our course, you acknowledge and agree that your success is not guaranteed and that the results you achieve are based on the effort, time, and energy you invest in applying the principles and strategies we teach. We provide educational content and support designed to guide and assist you, but the ultimate responsibility for your success lies with you.
We encourage you to approach the course with an open mind, a willingness to learn, and a proactive attitude towards implementing the techniques and strategies shared. While we are here to support you on your journey, it is your commitment and perseverance that will drive your success.
Article 10: Hold Harmless Clause
By accessing and using the Part-Time Commercial Lender Academy ("the Academy"), you agree to hold harmless and indemnify Loan Brook, Inc., its affiliates, instructors, and employees from any and all claims, damages, losses, liabilities, costs, and expenses (including attorney's fees) arising out of or related to your use of the Academy, including but not limited to, any breach of these terms and conditions, violation of applicable laws, or infringement of any third-party rights.
You understand and acknowledge that the information and materials provided in the Academy are for educational purposes only and should not be construed as guarantees of success. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained in the Academy for any purpose.
You agree that your use or misuse of any information or materials from the Academy is at your own risk, and we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Academy or any information or materials contained therein.
Furthermore, you agree to release Loan Brook, Inc. from any and all liability, claims, demands, and damages arising out of or in any way connected with disputes between users of the Academy or third-party interactions facilitated through the Academy platform.
This hold harmless clause shall survive the termination or expiration of your use of the Academy and shall be binding upon you and your heirs, successors, and assigns.
By accessing and using the Academy, you acknowledge that you have read, understood, and agreed to be bound by these terms and conditions.
Article 11: Information about Loan Brook, Inc.
Loan Brook, Inc.
23273 Ventura Blvd, Suite B
Woodland Hills, CA 91364
Info@LoanBrook.com